Career as LIC Agent

Career as LIC agent / LIC agency career is considered today as the Highest Paid Profession in the world. Top performers in LIC are earning nearly 3 to 4 Crores per year.

Who can be an Advisor:

People who have chosen their career as LIC Agent / LIC Agency career are from all walks of life. There have been

  • Doctors
  • Engineers
  • Charted Accountants
  • Lawyers
  • Business-Personswho can an LIC Agent
  • Celebrities / Artists
  • CEOs
  • Share Brokers
  • Estate Agents
  • Employed
  • Housewives
  • Students
  • Retired Employees and many others who have made good by coming to this profession.

A Life Insurance Agent (LIC Agent) renders a Social Service to not only the families that he/she covers but he/she generates funds for Nation Building Activities.

Benefits in choosing Career as LIC Agent:

  • High Paying and Rewarding CareerBenefits of LIC Agency
  • Prestigious Profession
  • Own Business
  • No Investment
  • No Time restrictions
  • No Income limit
  • Continuous Income
  • Professional Training
  • Personality Development Programs
  • Retirement Solution
  • Hereditary  Commission
  • Gratuity
  • Mediclaim
  • Term Insurance
  • Club Membership
  • Advance for 2/4 wheelers
  • Advance for Computer / Laptop
  • Home loans at subsidies Interest rates and
  • Working with BIG & BEST BRAND

Awards & Rewards in LIC Agency Career:

a)  MDRT(Million Dollar Round Table)

b) COT(Court of the Table)

c) TOT(Top of the Table)

Million Dollar Round Table (MDRT), is a Premier Association of Financial Professionals and also it is a global, independent association of more than 49,500 of the World’s leading life insurance and financial services professionals from more than 500 companies in 70 countries.

MDRT members demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Million Dollar Round Table – 2018(2017 Calender Year Production) is going to be held at Los Angeles, California,USA from 24th to 27th June, 2018.

Qualifying Conditions for MDRT-2018 are

 Million Dollar Round Table – 2018

A)    First Year Commission Condition
MDRT Qualifiers  –           Rs. 9,03,700
  COT Qualifiers        –        Rs.27,11,100
   TOT Qualifiers        –        Rs.54,22,200

B)    First Year Premium Condition
MDRT Qualifiers      –        Rs. 36,14,800
        COT Qualifiers        –        Rs.1,08,44,400
         TOT Qualifiers        –        Rs.2,16,28,800

Do you know qualifying 5 times MDRT is creating an estate of 2.5Crs. Here comes the slides on Future Estate Creation.

Have you understood how 5 times MDRT is equal to 2.5Crs estate?

Here comes the calculation. 1256180+1536290+1807400+1988140+2168880+(16*903700). So,

Million Dollar Round Table (MDRT) = Money – Development – Recognition – Testimony

MDRT agents can be eligible to enter into Club Galaxy, if they earn 8lac commission(without bonus commission) or completed 33lac premium in a financial year. To know more about Club Galaxy visit the below link.

                              Club Galaxy for MDRT Agents (M.Y 2017-18)

Club Membership for LIC Agents:

Club Membership is a recognition given for outstanding performance by an advisor.


Club Membership Benefits for LIC Agents:club member.2

  • Interest Free advance for 2 / 4 wheelers
  • Computer / Laptop Advance
  • Furniture Advanceclub member.3
  • Office Allowance
  • Travelling Facility – Air Fare / Railway Fare
  • Tour Allowance
  • Housing Loans at the rate of 5% p.a
  • Advance for Daughter’s Marriage
  • Telephone Facility
  • Group Insurance
  • Mediclaim Facilityhome loan

Eligibility to choose Career as LIC Agent:

  • HSC / Intermediate(10+2) passed.
  • Min. 18 yrs completed.


  • Thirst for Knowledge.
  • Quest for Self-improvement.
  • Willingness to Share.
  • Eagerness to build Relationships.
  • Power to accept Rejections.